DeFi Explained: What Are ERC-20 Tokens? — EQIFI

EQIFI 1 hour ago·3 min read The concept of blockchain is easy enough to understand once you’ve done a little research. But there are so many cryptocurrencies on the market today that it can be difficult to tell the difference between them. Like any industry, the crypto market has its own set of terms-such as … Read more

DeFi Explained — What are fixed rate products? — EQIFI

EQIFI 19 hours ago·3 min read FUD (Fear, Uncertainty and Doubt), has become the zeitgeist of our time. Due to the pandemic/financial crisis of 2020, nations worldwide have embraced new monetary policies with unknown and potentially disastrous consequences. The unprecedented levels of quantitative easing concern investors globally as inflation rises. Many investors are seeking innovative … Read more

The Benefits of Floating Rate Products for Investors — EQIFI

EQIFI 1 hour ago·4 min read In today’s current climate of low to even negative interest rates, investors are seeking new ways to stay ahead of inflation and earn interest on their investments while avoiding dangerous pitfalls in unknown financial terrain. To that end, let’s look at what a floating rate product is, and how … Read more

Is DeFi the Future of Financial Freedom for the Masses? — EQIFI

EQIFI 2 days ago·4 min read Traditional monetary systems have made significant strides in providing access to financial products to more people. Not long ago, many financial products were only accessible to the wealthy and connected. Thanks to the internet and the rise of non-traditional banks and lenders, more people can access financial products than … Read more

Institutional Adoption of DeFi — Only a Matter of Time — EQIFI

EQIFI 1 hour ago·4 min read For years, most analysts considered decentralized finance (DeFi) a fringe element in the world of finance. This designation hasn’t been unwarranted in the past, as DeFi is still a relatively new concept. It is also characterized by blockchain technology, a novel technology itself, and is associated with the cryptocurrency … Read more

Why Decentralization Will Unleash Finance’s Next Wave of Innovation — EQIFI

EQIFI 1 day ago·4 min read The magic of blockchain can be boiled down to a single word: Decentralization. But what does it promise for finance, an industry best known for low trust, high fees, and excessive bureaucracy? What is Decentralization? Decentralization can best be described in terms of its opposite: Centralization, which refers to … Read more

DeFi Is a Billion-Dollar Industry, and This Is Why — EQIFI

EQIFI 4 days ago·4 min read DeFi, or decentralized finance, has become a popular alternative to traditional banking and investing. While some of this industry’s growth is attributable to its sheer newness, many investors, asset holders, and consumers are also attracted by its accessibility and the ease with which they can use DeFi to purchase … Read more

The Problem with Most Banks Today — EQIFI

EQIFI Jun 2·5 min read Today we see a tectonic shift in world finance. Yet is this immense shift a recent development, or has this been a long-overdue advancement we are finally seeing unfold? David Gerbino of DMG Consulting famously said after the financial meltdown of 2008: “The sad truth is that traditional retail and … Read more

DeFi: Cure for a Post-Pandemic World? — EQIFI

EQIFI May 26·5 min read Today, as we navigate the new terrain of our post-pandemic world, we can see the financial losses have been unprecedented. The IMF noted that due to “The Great Lockdown,” the world’s economy can expect the worst economic decline since the great depression. Total work hours lost during the pandemic was … Read more

The Problems with DeFi and How to Solve Them — EQIFI

EQIFI May 12·5 min read Today’s financially challenged climate — battered by the winds of high unemployment, prolonged lockdowns, strained central banking policies, the threat of hyperinflation, and artificially restrained interest rates — has shaken confidence worldwide in major banking institutions as well as state economies. As a result, individuals and institutions are looking for … Read more